Are you in need of Debt Relief?

Like most Americans you probably have more than $20,000 in credit card debt and are paying an APR of 20% or more. If this is the case, it very well could take more than 15 years to pay your balances if you’re only making the minimum required monthly payments.

Have you looked at your credit card statement lately? There’s a new federal law requiring credit card companies to inform you how long it will take to pay off if you’re only paying the minimum each month. Debt relief services can lower your monthly payments up to 50% and cut your balances by 40% to 60% and have you debt free 18 – 48 months.

We provide two different types of debt relief services. The first being credit counseling and the second is called debt settlement. Both program are very different from one another and are designed for different situations.

The Credit Counseling program is more designed for someone that is current or up to date on all of their creditor payments and wishes to maintain a decent credit score. Typically this program will not lower your monthly payment by a lot, but usually around 20% less monthly. However this program will lower your APR% depending on which creditors you have debt with. Thus getting you focused on the principal of your balance instead of the majority of your payments being applied towards interest.

The debt settlement program is designed more for someone that is already 30 days or more behind on their payments and isn’t worried about taking a hit on their credit score. Weather you’re current or behind on your payments, you should ask yourself, what do I really need a good credit score for, Other than putting yourself further into debt, not much? At the end of the day, it should be about the numbers. What can you afford monthly and how much do you want to pay in the long run. Either way debt consolidation is going to help you out of that hole you've dug.

Debt Relief will bring you peace of mind and put more cash back in your pocket on a monthly basis.

Fill out the form to the right to begin your free debt relief quote.

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